How to use tuck. at Tesco: a step-by-step guide
By The tuck. team · Published · Last updated
Buy a Tesco cashback card, shop as normal, and earn up to 4% cashback. Here's exactly how to use tuck. at Tesco in store, step by step
If you're wondering how to use tuck. at Tesco, the process takes a couple of minutes and works the same whether you're doing a full weekly shop or picking up a few bits. You buy a Tesco cashback card through the tuck. app at full price, then scan it in store like a Clubcard, and the cashback lands in your wallet straight away. No codes, no waiting for points to clear, and nothing changes about how you shop.
Two things to know before you start: tuck. Tesco cashback cards work in store only, they cannot be used online at tesco.com or in the Tesco app, and they cannot be used at Tesco petrol stations.
What you need before you start
The tuck. app
Download tuck. for free from the App Store or Google Play. Signing up takes less than a minute with your mobile number, and there's no subscription or membership fee to use it.
A rough idea of your spend
Before you buy a Tesco cashback card, it helps to know roughly how much you're spending. You can top up more than once in a single shop if you're not sure of the exact total, so there's no need to guess to the penny.
How to use tuck. at Tesco step by step
Here's the full process from opening the app to paying at the till.
1. Get the app set up
Download tuck. and create your account. This only needs doing once.
2. Find Tesco in the app
Search for Tesco in the list of brands. You'll see the live cashback rate, currently up to 4%, before you commit to anything.
3. Enter your spend amount
Enter the amount you plan to spend at Tesco. tuck. generates a digital cashback card matched to that total within seconds.
4. Pay for your cashback card
Complete the purchase using Apple Pay, Google Pay or Instant Bank Payment. You're paying full face value here, there's no discount at this stage.
5. Get your cashback instantly
As soon as payment goes through, your cashback is added to your tuck. wallet. There's no waiting period and nothing to claim.
6. Use your Tesco cashback card in store
Open your wallet in the app and show your barcode at the till. This part catches people out, so it's worth getting right: scan the barcode at the product scanner, the same one used for Clubcard, not at the card payment terminal. Scanning it as a card payment won't work.
Using your tuck. Tesco cashback card in store
Tesco cashback cards through tuck. work in store only, so there's no online option here, whether that's tesco.com or the Tesco app.
At the till
Open the tuck. app once you've packed your bags and find your Tesco card in the wallet. Ask to have the barcode scanned at the product scanner, treating it exactly like you would a Clubcard, rather than tapping or inserting it at the card terminal. Get this the wrong way round and the payment won't go through.
Stack your Tesco Clubcard with tuck.
Using tuck. doesn't mean giving up your usual Tesco loyalty points. Scan your physical Clubcard at the till first, as you normally would, to unlock Clubcard prices and collect your points. Then pay the final total with your tuck. cashback card to earn cashback on top of that.
It's worth noting this stacking approach is based on tuck.'s own guidance for Tesco. If you shop somewhere with a slightly different in-store process, it's worth double-checking the flow works the same way before you rely on it for a big shop.
How much can you earn at Tesco with tuck.
tuck. offers up to 4% cashback at Tesco. Rates are shown live in the app before you buy, so you'll always know what you're earning on that particular shop. Here's roughly what that looks like at the current ceiling rate:
Spend | Cashback at up to 4% |
|---|---|
£50 shop | £2 back |
£100 shop | £4 back |
£500 shop | £20 back |
These figures are illustrative rather than guaranteed. Cashback rates can move, so always check the rate shown in the app at the time you buy your card.
Tips to get more from your Tesco shop
Time it around yellow-sticker reductions
Tesco marks down fresh bakery, meat and ready meals in the evening. If you shop the reductions and pay with your tuck. card, your cashback applies to the already-discounted price, so you save twice on the same items.
Buy F&F clothing during sale events
Tesco runs regular reduction events on F&F clothing. Let any in-store discount apply first, then generate your cashback card for the remaining balance so you still earn on top of the sale price.
Don't rely on it at the pump
tuck. cashback cards cannot be used at Tesco petrol stations. If you're filling up as part of a bigger shop, pay for fuel separately and use your tuck. card on the rest of your basket.