Restaurant cashback: earn money back every time you eat out

Eating out in the UK adds up fast, but there is a straightforward way to get money back every time you do it. Restaurant cashback is exactly what it sounds like: you buy a cashback card through tuck. before you head out, pay for your meal as normal, and a percentage of what you spent comes back to you as cashback in the app. That return is yours to count against tonight's bill or save up for next time.

tuck. works with over 200 UK brands including some of the country's most visited restaurant chains. This guide covers how to earn cashback at Nando's, Wagamama and Pizza Hut, plus a handful of tips to make every meal out work a little harder for your wallet.

How tuck. cashback works when you eat out

Buy a cashback card, spend it, get money back

The process just takes a couple of minutes. Open the tuck. app, find the restaurant you are heading to, and buy a cashback card for however much you plan to spend. Use that cashback card at the till just like any other payment. tuck. then sends a percentage of your spend back to you as cashback, straight into your app. See the tuck. website for the full breakdown.

The cashback rate varies by brand and changes over time, so it is worth a quick check in the app. Whatever the rate is at the point of purchase is what you earn. A bigger spend means more money back, which is worth keeping in mind for group meals.

Your cashback is a return on what you spend

Think of it as getting a slice of your restaurant bill back after the fact. A dinner that costs £80 will put a few pounds back into your tuck. account once the cashback lands. You can sit on that balance and let it grow or put it straight towards your next spend. Either way, you are earning on meals you would have been paying for regardless.

It stacks with loyalty schemes

Using a tuck. cashback card to pay does not affect your eligibility for the restaurant's own loyalty programme. You can have your Nando's Rewards scanned, collect your Wagamama Soul Club stamps, or register for Pizza Hut offers in the same transaction.

How to earn cashback at Nando's

Buy your Nando's cashback card before you go

Nando's is one of the most popular brands on tuck., with around 400 restaurants across the UK. Select a Nando's cashback card for the amount you plan to spend. Eat in, pay with the cashback card at the till, and tuck. does the rest. Your cashback lands in the app the moment your transaction goes through.

The cashback card works as full or part payment, so if you spend less than the card value, the remaining balance carries over to your next visit. No waste.

Stack with Nando's Rewards

Nando's Rewards is a loyalty scheme where you earn a chilli for every pound you spend, if your order is £7 or more. As those chillies stack up, you move through different reward levels, each one unlocking better free food. Paying with a tuck. cashback card counts towards your chillies the same as any other payment method, so scan your Nando's Rewards in the same transaction and you are earning cashback from tuck. and working your way up the reward levels at the same time.

That combination, money back into your tuck. account plus progress towards free food, makes a Nando's run one of the most rewarding casual meals out you can have in the UK.

Buy in advance and lock it in

If you know you are planning a Nando's this week, buy the cashback card now rather than on the day. The cashback rate is fixed at the point of purchase, so buying ahead locks it in. It also removes any temptation to skip the app when you are already hungry and halfway through the door.

How to earn cashback at Wagamama

Use the Lifestyle Eat card for Wagamama visits

Wagamama does not have a standalone cashback card on tuck., but you can still earn cashback on your visits using the Life:style Eat cashback card. This is a multi-brand card accepted across a range of popular restaurant and leisure names, Wagamama included. Buy the card in tuck. for the amount you want to spend, use it at the Wagamama till, and your cashback comes back the same way it would with any other brand.

Any balance left on the Lifestyle Eat card after your meal carries forward. Use it at Wagamama again or at another brand the card covers whenever you are next out.

Stack with Wagamama Soul Club

Soul Club is Wagamama's free loyalty programme, available through their app. You earn stamps on dine-in and click and collect orders, and they unlock rewards over time. Paying with a tuck. Lifestyle Eat card does not affect your stamps. Scan your Soul Club in the same transaction and you are collecting on both at once.

The birthday free gyoza, available to members with at least one stamp, is still fully on the table even when you are paying with a tuck. card.

Time it around seasonal offers

Wagamama periodically runs offers through Soul Club around birthdays, exam results and loyalty milestones. Buy your Lifestyle Eat card through tuck. in advance of those visits so the cashback is already sorted. Any additional offer the restaurant runs applies on top, the two do not cancel each other out.

For more information, check out the FAQs.

How to earn cashback at Pizza Hut

Buy your Pizza Hut cashback card through tuck.

Pizza Hut has over 700 restaurants and delivery outlets across the UK. Through the Pizza Hut cashback card on tuck., buy a cashback card for your visit, use it at participating dine-in restaurants in England, Scotland and Wales, and your cashback is applied instantly. Pizza Hut restaurant cashback cards are separate from delivery outlets, so make sure you pick the right one for your plans.

Cards can be loaded from £10 up to £250, so you can start with a modest amount and scale up as you get comfortable with the process.

Group meals are where it really adds up

The cashback percentage is the same regardless of denomination, but the absolute return on a bigger card is noticeably more satisfying. If you are organising a family dinner or a group birthday at Pizza Hut, buying a larger amount on your cashback card through tuck. in advance means the cashback scales with the bill.

Pizza Hut also runs periodic offers through its app and email list. Sign up for those alongside your tuck. cashback and you may find yourself saving in two different ways, on the same evening out.

Tips for making restaurant cashback go further

Buy your cashback card before you leave the house

This is the one habit that makes the biggest difference. Deciding where you are eating and buying the tuck. cashback card before you go, takes two minutes and removes any chance of forgetting. Browse all available options in the Eating Out category; so, you always know what is available. The cashback rate is fixed at purchase, so the earlier you buy the better.

Keep a balance ready on your regulars

If you visit the same restaurants more than once a month, keeping a running balance on your tuck. cards means you are always ready to spend without having to remember to buy. Top up when you know a visit is coming. For Wagamama, keep your Lifestyle Eat card loaded so it is there when you fancy a ramen.

Use tuck. for the big spends

Group meals, celebrations, work lunches: these are exactly the occasions where cashback makes the most sense. The bigger the bill, the more meaningful the return. A tuck. cashback card for a table of eight puts noticeably more back in your pocket, but every meal counts. Even a solo lunch adds up when you are eating out regularly.

Never eat out without stacking

Nearly every restaurant on tuck. can be combined with its own loyalty scheme. Nando's Rewards, Wagamama Soul Club, Pizza Hut offers. Using a tuck. cashback card does not opt you out of any of them. Get into the habit of doing both every single time and you are consistently earning on two fronts with no extra effort.