Get up to 3.60% cashback every time you shop at Marks and Spencer - instantly.

Buy a Marks and Spencer cashback card through tuck. before your next shop. The cashback lands in your wallet the moment you pay - no codes, no waiting, no claiming.

Cashback rate: up to 3.60%

Instant - added the moment you purchase

How to save at Marks and Spencer

1. Download the app: Download tuck. from the App Store or Google Play. You can set up your account in under a minute.
2. Find M&S in the app: Open the app and search for Marks & Spencer. You'll see the live cashback rate before you start your purchase.
3. Enter your amount: Type the exact amount you plan to spend at M&S. tuck. will instantly generate an M&S gift card for that value.
4. Pay securely: Complete your payment using Apple Pay, Google Pay, or Instant Bank Payment. It's quick and secure.
5. Receive your M&S gift card instantly: Your M&S gift card appears in the tuck. app within seconds. Add it to your wallet or keep it ready for checkout.
6. Use your card at M&S: Open your tuck. wallet and use your M&S gift card at checkout - scan it in-store at the till or enter the details at marksandspencer.com.

The Perks of Marks and Spencer Cashback With tuck.

• Guaranteed cashback: Every time you shop at M&S - whether you're picking up food hall treats, refreshing your wardrobe, or stocking up on home essentials - your cashback is added to your balance the moment your gift card is generated.
• No subscription fees: tuck. charges no monthly subscription or membership fees. A small fee applies when you withdraw your balance to your bank, and it's always shown clearly before you confirm.
• Flexible shopping options: Store your new digital cashback card directly to your mobile wallet for easy access. Use the card at the physical store or use the code for online clothing purchases.
• Secure by design: tuck. uses advanced encryption and industry-standard security to protect your payment data and personal information throughout every transaction.
• Instant cashback: With tuck., your M&S cashback is added to your balance the moment you complete your purchase - no pending periods, no waiting around.
• Live cashback rates: The current cashback rate for M&S is always displayed before you commit to a purchase, so you know exactly what you're earning before you pay.

About Marks and Spencer cashback

Marks & Spencer is one of Britain's most recognised and trusted retailers, with a history stretching back to 1884 when Michael Marks opened a market stall in Leeds. Today, M&S operates over 1,000 stores across the UK, alongside a growing online presence at marksandspencer.com, serving millions of customers every week. M&S is best known for three core areas. Its food halls are widely regarded as among the best on the high street, covering everything from fresh produce and ready meals to seasonal treats, premium ingredients, and its iconic Percy Pig range. Clothing and homeware remain central to the M&S offer, with a reputation for quality basics, tailoring, and trusted everyday essentials for the whole family. The brand also has a significant beauty and gifting range, making it a popular destination for celebrations and occasions year-round. In recent years, M&S has invested heavily in its digital experience, relaunching its website and app to make online shopping more seamless. The retailer's Sparks loyalty programme rewards customers with personalised offers, exclusive discounts, and Sparks points on eligible purchases. M&S Bank also offers financial products including credit cards, loans, and travel money to existing customers. With tuck., you can earn cashback on your M&S spending - whether you're doing your weekly food shop, refreshing your wardrobe, or picking up a gift - by purchasing an M&S gift card through the app before you head to the till or checkout online.

Marks and Spencer cashback cards purchased through tuck. work exactly like regular payment cards - use them in-store without any restrictions. The only difference: tuck. gives you money back the moment you buy.

With tuck., you get up to 3.60% cashback every time you shop at Marks and Spencer. That's real money back - not points, not vouchers, not a rebate in 90 days.

• Instant grocery savings: With tuck., your cashback is added to your balance the moment your M&S gift card is generated - before you've even reached the till. Whether it's your weekly food hall shop or a one-off treat, you earn on every visit.
• Works with your lifestyle: Whether you shop at M&S every week or just for special occasions, tuck. works alongside your existing habits. Generate your gift card in seconds and use it in-store or online - no change to how you already shop.
• Stack with Sparks: Scan your Sparks card at the till to collect your points and unlock personalised offers, then pay with your tuck. M&S gift card to add instant cashback on top. The two work independently, so you benefit from both at the same time.
• Online and in-store: Your M&S gift card works wherever M&S does. Use it at the checkout on marksandspencer.com by entering the card details, or show the barcode at any M&S store till. One card, fully flexible.

Tips to maximise savings

• Plan your food shop in advance: Before your M&S food hall run, check your list and generate a gift card for the amount you expect to spend. It takes seconds in the app, and your cashback is added before you've even left the house.

How To Maximise Your Marks & Spencer Savings

Saving smarter does not have to be harder. Combine your digital payments with existing loyalty schemes for massive value. Scan your physical Sparks card at the till first to unlock exclusive lower prices on selected items and collect your usual perks. Then pay the final lowered balance using your digital cashback card. You get your special offers and your cash return at the exact same time.

Utilise Famous Dine In Sales

The supermarket frequently runs massive reduction events offering heavy price cuts on Dine In meal deals. Apply any digital Marks & Spencer discount at the checkout first to lower your basket cost immediately. Generate a digital cashback card for that exact reduced amount and earn your percentage return on top of the already discounted price.

Shop The Evening Clearances

Smart shoppers know that supermarkets reduce fresh foodhall items heavily in the late evening with famous yellow stickers. Hunt for these massively discounted bakery items, fresh meats, and ready meals first. When you pay for these incredibly cheap goods using your digital cashback card, the percentage return applies to the new lower price.

Why tuck.?

Designed for your everyday shopping

• Get paid right away: Your funds arrive the moment you create your digital cashback card in the application. We eliminated pending periods entirely. You no longer need to track lost retail receipts or wait months to access your earned money.
• Hundreds of partnered brands: Our network covers everything from supermarkets to daily coffee places. We partner with the services you use frequently. You earn a steady return on your regular spending without altering your normal shopping routine.
• Easy phone wallet access: Add your new digital cashback cards directly to your mobile device. The system pairs flawlessly with Google and Apple setups. You handle your grocery budget securely in one app exactly like a standard bank debit card.
• Treat friends and earn: Buying grocery gifts for a sick relative brings you benefits too. When you buy a digital cashback card as a present, the platform sends the reward directly to your balance. You help them and boost your savings at the exact same time.
• Transparent rewards with no monthly fees: Our platform serves everyday families and regular shoppers. We refuse to charge hidden subscription costs. While small withdrawal fees apply when moving money to your bank, every other penny you save remains yours to enjoy.
• Versatile payment options: These digital cashback cards adapt perfectly to your needs. You just copy the code and put it into your preferred shopping app or scan it at the physical till. They fit directly into your fast paced lifestyle.

How tuck. makes money

When you generate an M&S digital gift card through tuck., Marks & Spencer pays tuck. a small commission. We pass that directly to you as cashback. You pay the same price you would anyway - M&S gets a sale, and you get real money back. Download the app to get started.

What our users say

"I use tuck. for all my premium food shopping now. The cashback adds up so quickly across the entire year."

"Did not believe it at first but the savings on my family groceries were incredible. So easy to use."

"Between buying fresh food and high quality clothing, earning money back through tuck. is absolutely brilliant."

Frequently Asked Questions

Is tuck. an official M&S app?

tuck. is an independent cashback app. You shop at M&S as normal - tuck. simply gives you a way to earn cashback on your spending there by generating a digital M&S gift card before you pay.

How does this work in an M&S store?

Before you head to the till, open tuck. and generate an M&S gift card for the amount you plan to spend. At the checkout, show the barcode on your phone screen to the cashier. Your cashback has already been added to your tuck. balance.

Can I use my Sparks card alongside tuck.?

You can scan your Sparks card as usual to collect points and access any personalised offers, then pay using your tuck. M&S gift card. The two work independently at the till.

Can I use promotional codes and still earn cashback?

Yes. You earn cashback on the amount you actually pay after any vouchers or promotional codes have been applied at checkout. Both work together without any conflict.

What's the difference between cashback and a sale?

A sale reduces the price of a specific item for a limited time. With tuck., you earn cashback on your M&S purchases as real money added to your balance - not a one-off discount, but a consistent return on your everyday spending.

How quickly does the cashback reach my account?

Your cashback is added to your tuck. balance the moment your M&S gift card is generated - there are no pending periods or delays.

Is there a minimum spend?

There's no minimum spend required. You can generate an M&S gift card for any amount and earn cashback regardless of your basket size.

Can I use a paper coupon alongside tuck.?

Yes. Hand your paper coupon to the cashier first to reduce the total, then pay the remaining balance using your tuck. M&S gift card. You save on both at the same time.

Related Retailers

• ASDA – up to 4% cashback Online In-store
• HelloFresh – up to 10% cashback Online
• Iceland – up to 4% cashback In-store
• Morrisons – up to 4% cashback In-store

Start saving at Marks and Spencer today

Download tuck. free and earn up to 3.60% cashback.

The Ultimate Sparks App Stack

Combine your digital payments with existing loyalty schemes for massive value. Scan your physical Sparks card at the till first to unlock exclusive lower prices on selected items and collect your usual perks. Then pay the final lowered balance using your digital cashback card. You get your special offers and your cash return at the exact same time.